Financial Responsibility & Fees

Tier One Counseling Collective
Your inner circle of support

At Tier One Counseling Collective, I believe in transparency and clarity around fees so there are no surprises.

Session Rates (Private Pay)

  • Initial Intake / Diagnostic Evaluation (60–75 min): $150

  • Standard Therapy Session (53–60 min): $135

  • Extended / ART / Complex Session (80–90 min): $160

Insurance Clients

If you use commercial insurance or Medicare:

  • You are responsible for your copay, coinsurance, and any unmet deductible.

  • Insurance does not cover missed or late-canceled sessions.

  • A valid credit/debit or HSA/FSA card is required on file for all client-responsibility charges.

Payment

Payment is due at the time of service, every time. A card on file is required and may be used for:

  • Copays, coinsurance, and deductibles

  • Late cancellations

  • No-shows
    Please keep your payment information current to avoid interruptions in scheduling.

Cancellation & No-Show Policy

Your session time is reserved specifically for you. A minimum of 24 hours’ notice is required to cancel or reschedule.

  • Late cancellation (<24 hrs): $75

  • No-show: $100

These fees cannot be billed to insurance.

Emergency Exceptions

Fees may be waived for true emergencies such as sudden illness, hospitalization, or safety-related crises. Work conflicts, transportation issues, oversleeping, or scheduling mistakes are not considered emergencies.

Recurring Appointments

Two or more late cancellations or no-shows within three months may result in the release of your standing appointment time.

Outstanding Balances

Any balance determined by your insurance plan is your responsibility and will be charged to your card on file. Unpaid balances may temporarily pause scheduling.

Superbills

Private-pay clients may request a superbill for possible out-of-network reimbursement. Reimbursement is not guaranteed and is paid directly to you by your insurance company.

By participating in services, you agree to these financial policies and to maintain an active payment method on file.

These policies aren’t about rigid rules. They exist to create a steady, reliable structure that allows therapy to remain consistent and accessible. Honoring session times and financial agreements helps keep the practice running smoothly, ensures fairness for all clients, and supports the continuity of your care and the care of others in the community.